Financial hardship, in a credit society such as Australia, can affect almost anyone. To protect consumers from the negative impacts of financial hardship - which can include the stresses of enforcement action and disconnection from essential services - legal protections have been incorporated into the regulatory frameworks for the consumer credit, energy, water and telecommunications sectors.
You cannot be sent to prison because you cannot pay a debt (except for fines). The credit law applies to loans and leases for personal purposes. It also applies to finance and mortgage brokers.
Scamwatch is a website run by the Australian Competition and Consumer Commission (ACCC), and provides information to consumers and small businesses about how to recognise, avoid and report scams.
Report international scams at econsumer.gov WHAT IS ECONSUMER.GOV? econsumer.gov is where you can report international scams and learn about other steps you can take to combat fraud. Your complaints help consumer protection agencies around the world spot trends and work together to prevent international scams.
Buying a used car can be tricky. If you buy a car with finance owing from a previous owner, it could be repossessed. A REVS (now PPSR) check allows you to check the history of the vehicle you intend to purchase so you can buy with confidence.
Resolver Group in the market leader in consumer complaint resolution, Alternative Dispute Resolution (ADR) and Online Dispute Resolution (ODR). Our consumer complaint data is helping to change entire markets for the better.
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If you have a commercial dispute and your negotiations have broken down, we may be able to help.
Alternatives to going to court, including mediation, abbreviated mediation, justice mediation and facilitiation.
Helps you decide whether or not you should submit an application, and how to proceed.